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Monirates API

Monirates provides infrastructure for cross-border FX payments, enabling businesses to send, receive, and manage money across multiple currencies and countries — all through a single, unified API.

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Why Monirates?

Building cross-border payments in Africa is complex:
  • Fragmented banking systems
  • FX liquidity challenges
  • Regulatory differences across countries
  • Poor developer infrastructure
Monirates abstracts all of this so you don’t need to:
  • Integrate multiple payment providers
  • Handle FX conversions manually
  • Manage settlement across regions
We handle the complexity — you focus on your product.

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What You Can Do

With the Monirates API, you can:
  • 🌍 Send payments from Nigeria, Ghana, and other regions to African countries
  • 💱 Convert currencies in real-time using competitive FX rates
  • 💳 Create payment links for easy collections
  • 🔄 Automate payouts and settlements
  • 📊 Track transactions and balances programmatically

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Next Steps

Quickstart

Get up and running with the Monirates API in minutes.

Authentication

Learn how to authenticate your API requests.

Sandbox

Test your integration safely before going live.

Supported Countries

View all supported countries and corridors.